Indesit

Equipment Finance

Financing Your Equipment Purchase

We cannot deny the need for appliances in our kitchen. While some might seem like a luxury, others are simply indispensable to having a functional kitchen. For instance, how else would you claim you have a kitchen, and you don’t have a cooker in it. So, you see, sometimes, if not most times, buying these appliances is non-negotiable.

However, the cost associated with this purchase can sometimes be considerable. While you might be able to afford it for personal use, you’ll most likely be unable to get this done for commercial purposes. After all, paying thousands of dollars can seem difficult in these times.

You might just be thinking about settling for less due to this financial difficulty. Well, you don’t have to do. You can now choose equipment finance to ease this financial difficulty and get yourself in the best position to finance your kitchen equipment purchase.

At Indesit, we do not offer equipment finance. However, we recognise the importance of equipment finance. As such, we encourage you to maximise equipment finance when purchasing any of your kitchen equipment. We connect you to our lender partners that provide easy access to this fund. This way, you enjoy financial convenience.

Financing Options

There are various financing options that you can maximise to get your kitchen equipment with financial convenience. Generally, the available option will depend on whether you’re going for commercial finance or personal finance.

Personal Use

There are two finance options that you can enjoy if you’re looking to finance the equipment for personal use. They are:

Secured Loan

This is a loan option where you get access to the loan after agreeing to secure the loan sum with an asset. Usually, you’ll use the equipment as security for the loan arrangement. Once you complete the loan sum’s repayment, the charge on your kitchen equipment comes to an end.

Unsecured Loan

Under this loan arrangement, you get access to the loan sum for the kitchen equipment without providing any asset as security. You commit to repayment and get ownership of the equipment from the beginning of the arrangement.

Commercial Use

There are three finance options that you can enjoy if you’re looking to finance the equipment for commercial use. They are:

Hire Purchase

Under this arrangement, you hire the equipment for a duration. You then commit to make monthly payment thoroughfare the course. At the end of the agreement, you have an option to purchase that you can utilise.

Chattel Mortgage

Under this arrangement, you get a loan to purchase the kitchen equipment. Afterwards, you mortgage the equipment to the lender as security for the loan. Once you complete the loan sum’s repayment, the charge on your kitchen equipment comes to an end.

Equipment Rental

This allows you to lease the property for a duration while committing to making certain regular payment.

You can use any of these options based on your preferences. All you need to do is contact the lender and discuss the details of the arrangement.